When you need to borrow, borrow smart.
Our Equity Edge loans for homeowners are not only smart, they're also the least expensive way to borrow.
Equity Edge loans not only give you our best rate, but they also have built-in tax deductions. (See your tax professional to verify that you qualify.) So, you save on financing costs and you save on taxes.
Our Equity Edge loans-also called second mortgages-provide desirable options, permitting you to borrow in the way you like best: (1) a fixed-amount, fixed-payment loan, or (2) a revolving line of credit accessed by a checking account. The first option makes it easy to budget repayment amounts. The second option gives you maximum flexibility because you can borrow as much and as often as your credit limit permits.
When you need to borrow, borrow smart with an Equity Edge loan from us.
VISAŽ or MasterCardŽ Credit Cards
- Low variable interest rate More Information
- Worldwide acceptance
- Handy cash advances at ATMs
- Easy application, fast approval Apply Now
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- Car, truck, boat, motorcycle and RV loans
- Home improvement loans
- Other loans for any worthwhile purpose
- Competitive rates and repayment terms
Convenient line of credit attached to your Asheville Savings Bank checking account lets you borrow quickly and easily (and helps avoid embarrassment of returned checks)
It's Convenient & Easy-The Perfect Checking Account Upgrade
It's easy to use
Asheville Savings Bank's Breathe Easy Overdraft is a pre-approved, versatile line of credit that works with your Asheville Savings Bank checking account. It can be used as a safety net to protect you from those troubling moments when a mistake has caused a temporary overdraft condition to exist with your account. It can also serve as a small loan to see you through an unexpected situation, be it an emergency or a "must-buy" opportunity.
It's inexpensive
Asheville Savings Bank's Breathe Easy Overdraft costs nothing to establish. Once approved, your Breathe Easy Overdraft-up to a credit limit of $5,000, depending on your own needs and qualifications-will be available for your use. It will automatically transfer into your checking account in increments of $100, whatever you need, up to your credit limit, to cover checks you have written. You pay interest only on the amount transferred. And your minimum payments-either 5% of your outstanding balance or $20.00, whichever is more-are conveniently and automatically deducted each month from your Asheville Savings Bank checking account.
It's easy to apply
To apply, just fill in the application. Bring it to any Asheville Savings Bank office or mail it to us. Of course, we would be happy to respond to any questions you may have. Call us or drop by.
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