Personal Savings and CD Rates
Rates Current as of July 29, 2010
| Min. - $9,999 | $10M - $24,999 | $25M - $49,999 | $50M - $99,999 | $100M & Over | |||||||
| Account Type | Min. to obtain APY* | Interest | APY* | Interest | APY* | Interest | APY* | Interest | APY* | Interest | APY* |
| Statement Savings & Dime-A-Saurus Savings |
$25 | 0.35% | 0.35% | 0.35% | 0.35% | 0.35% | 0.35% | 0.35% | 0.35% | 0.35% | 0.35% |
| Money Market | $500 | 0.50% | 0.50% | 0.65% | 0.65% | 0.70% | 0.70% | 0.80% | 0.80% | 0.85% | 0.85% |
| Premier Money Market | $10,000 | - | - | 0.75% | 0.75% | 0.80% | 0.80% | 0.90% | 0.90% | 0.95% | 0.95% |
| Health Savings Account (HSA) | $100 | 0.40% | 0.40% | 0.50% | 0.50% | 0.55% | 0.55% | 0.60% | 0.60% | 0.65% | 0.65% |
| Min. - $9,999 | $10M - $49,999 | $50M - $99,999 | $100M & Over | ||||||
| Certificates | Min. to obtain APY* | Interest | APY* | Interest | APY* | Interest | APY* | Interest | APY* |
| 91 Days | $500 | 0.50% | 0.50% | 0.50% | 0.50% | 0.50% | 0.50% | 0.50% | 0.50% |
| 6 Month | $500 | 1.10% | 1.10% | 1.10% | 1.10% | 1.10% | 1.10% | 1.10% | 1.10% |
| 9 Month | $500 | 1.29% | 1.30% | 1.29% | 1.30% | 1.29% | 1.30% | 1.29% | 1.30% |
| 1 Yr. | $100 | 1.29% | 1.30% | 1.29% | 1.30% | 1.29% | 1.30% | 1.29% | 1.30% |
| 1 Yr. Blended Rate | $100 | 1.24% | 1.25% | 1.24% | 1.25% | 1.24% | 1.25% | 1.24% | 1.25% |
| 15 Month | $500 | 1.49% | 1.50% | 1.49% | 1.50% | 1.49% | 1.50% | 1.49% | 1.50% |
| 18 Month | $500 | 1.59% | 1.60% | 1.59% | 1.60% | 1.59% | 1.60% | 1.59% | 1.60% |
| 2 Yr. | $500 | 1.89% | 1.90% | 1.89% | 1.90% | 1.89% | 1.90% | 1.89% | 1.90% |
| 2 Yr. IRA Blended Rate | $500 | 1.89% | 1.90% | 1.89% | 1.90% | 1.89% | 1.90% | 1.89% | 1.90% |
| 30 Month | $500 | 2.03% | 2.05% | 2.03% | 2.05% | 2.03% | 2.05% | 2.03% | 2.05% |
| 3 Yr. Bump Rate | $500 | 2.23% | 2.25% | 2.23% | 2.25% | 2.23% | 2.25% | 2.23% | 2.25% |
| 4 Yr. | $500 | 2.38% | 2.40% | 2.38% | 2.40% | 2.38% | 2.40% | 2.38% | 2.40% |
| 5 Yr. | $500 | 2.77% | 2.80% | 2.77% | 2.80% | 2.77% | 2.80% | 2.77% | 2.80% |
| Public Funds – Call for Certificate of Deposit Rate Quote – Rate may vary based on several factors. | |||||||||
| 18 Mo. Accelerate CD Interval | Minimum to obtain APY* | Interest Rate | |
| 1-3 Months | $500 | 0.50% | |
| 4-6 Months | $500 | 1.05% | |
| 7-9 Months | $500 | 1.20% | |
| 10-12 Months | $500 | 1.25% | |
| 13-15 Months | $500 | 1.45% | |
| 16-18 Months | $500 | 1.55% | |
| APY* is 1.17% | |||
| 31 Day Term | 60 Day Term | 90 Day Term | ||||
| Jumbo CDs | Interest | APY* | Interest | APY* | Interest | APY* |
| Min. to open and obtain APY* - $100,000 | 0.30% | 0.30% | 0.45% | 0.45% | 0.60% | 0.60% |
Interest rates and Annual Percentage yields (APY) are accurate as of the date shown above. Rates are variable and may change after account opens (all checking, savings and money market accounts). Call (828) 254-7411 to obtain current rate information. Fees may reduce earnings. A penalty may be imposed for early withdrawals on Certificates of Deposit. Interest on Certificates of Deposits compound Quarterly except on Jumbos, which compund Monthly.
See our Truth in Savings Disclosure for complete information.
*Annual Percentage Yield
