Rates

Checking Rates

Rates Current as of January 31, 2012

      Min. - $9,999 $10M - $49,999 $50M - $99,999 $100M & Over
  Account Type Min. to Obtain APY* Interest APY* Interest APY* Interest APY* Interest APY*
ConnectStyle $500 0.05% 0.05% 0.05% 0.05% 0.05% 0.05% 0.05% 0.05%
FiftyFiveStyle $500 0.05% 0.05% 0.05% 0.05% 0.05% 0.05% 0.05% 0.05%

 

 

  Account Type PREMIUM TIER
Balances up to $25,000.00		 Balances greater than $25,000.00 MINIMUM TIER
(Acct Requirements Not Met)
SmartStyle 1.50% APY 0.35% APY 0.05% APY

 

For information on SmartStyle account qualifications and requirements, click here

See our Truth in Savings Disclosure for complete information.

*Interest Rates and Annual Percentage Yields (APY) are accurate as of date shown above. Interest Rates (APY) are variable and may change after account is opened. Fees may reduce earnings. Minimum balance to open is $50.

Call 828.254.7411 to obtain current rate information.

 

Money Market, Personal Savings & Certificate of Deposit Rates

Rates Current as of January 31, 2012

      Min. - $9,999 $10M - $24,999 $25M - $49,999 $50M - $99,999 $100M & Over
  Account Type Min. to obtain APY* Interest APY* Interest APY* Interest APY* Interest APY* Interest APY*
SavingsStyle $50 0.25% 0.25% 0.25% 0.25% 0.25% 0.25% 0.25% 0.25% 0.25% 0.25%
MoneyMarketStyle $500 0.17% 0.17% 0.37% 0.37% 0.40% 0.40% 0.45% 0.45% 0.57% 0.57%
Premier MoneyMarketStyle Account $10,000 0.37% 0.37% 0.40% 0.40% 0.45% 0.45% 0.57% 0.57%
HealthStyle $100 0.10% 0.10% 0.24% 0.24% 0.24% 0.24% 0.24% 0.24% 0.24% 0.24%
IRA SavingsStyle $25 0.25% 0.25% 0.25% 0.25% 0.25% 0.25% 0.25% 0.25% 0.25% 0.25%
Dime-A-Saurus $25 0.25% 0.25% 0.25% 0.25% 0.25% 0.25% 0.25% 0.25% 0.25% 0.25%

 

      Min. - $9,999 $10M - $49,999 $50M - $99,999 $100M & Over
  Certificate Term Min. to obtain APY* Interest APY* Interest APY* Interest APY* Interest APY*
7 Days $500 0.08% 0.08% 0.08% 0.08% 0.08% 0.08% 0.08% 0.08%
91 Days $500 0.10% 0.10% 0.21% 0.21% 0.21% 0.21% 0.21% 0.21%
6 Months $500 0.12% 0.12% 0.26% 0.26% 0.26% 0.26% 0.26% 0.26%
9 Months $500 0.19% 0.19% 0.36% 0.36% 0.36% 0.36% 0.36% 0.36%
1 Yr. $100 0.20% 0.20% 0.40% 0.40% 0.40% 0.40% 0.40% 0.40%
1 Yr. Blended Rate $100 0.35% 0.35% 0.35% 0.35% 0.35% 0.35% 0.35% 0.35%
15 Month $500 0.32% 0.32% 0.52% 0.52% 0.52% 0.52% 0.52% 0.52%
18 Month $500 0.38% 0.38% 0.58% 0.58% 0.58% 0.58% 0.58% 0.58%
2 Yr. $500 0.58% 0.58% 0.78% 0.78% 0.78% 0.78% 0.78% 0.78%
2 Yr. Blended Rate $500 0.73% 0.73% 0.73% 0.73% 0.73% 0.73% 0.73% 0.73%
30 Month $500 0.95% 0.95% 1.15% 1.15% 1.15% 1.15% 1.15% 1.15%
3 Yr. Bump Rate $500 1.15% 1.15% 1.34% 1.35% 1.34% 1.35% 1.34% 1.35%
4 Yr. $500 1.25% 1.26% 1.45% 1.46% 1.45% 1.46% 1.45% 1.46%
5 Yr. $500 1.47% 1.48% 1.67% 1.68% 1.67% 1.68% 1.67% 1.68%

Public Funds – Call for Certificate of Deposit Rate Quote – Rate may vary based on several factors.

 

  18 Mo. Accelerate CD Interval Minimum to obtain APY* Interest Rate
1-3 Months $500 0.16%
4-6 Months $500 0.21%
7-9 Months $500 0.31%
10-12 Months $500 0.40%
13-15 Months $500 0.47%
16-18 Months $500 0.53%
APY* is 0.35%


    31 Day Term 60 Day Term 90 Day Term
  Jumbo CDs Interest APY* Interest APY* Interest APY*
Min. to open and obtain APY* - $100,000 0.11% 0.11% 0.19% 0.19% 0.25% 0.25%

 

Interest rates and Annual Percentage yields (APY) are accurate as of the date shown above. Rates are variable and may change after account opens (all checking, savings and money market accounts). Call (828) 254-7411 to obtain current rate information. Fees may reduce earnings. A penalty may be imposed for early withdrawals on Certificates of Deposit. Interest on Certificates of Deposits compound Quarterly except on Jumbos, which compound Monthly.

See our Truth in Savings Disclosure for complete information.

*Annual Percentage Yield

 

 

Business Deposit Rates

Rates Current as of January 31, 2012

      Min - $9,999** $10M - $24,999 $25M - $49,999 $50M - $99,999 $100M & Over  
  Account Type Min Opening Deposit Interest APY* Interest APY* Interest APY* Interest APY* Interest APY* Cpd
CapitalStyle Checking $100 0.05% 0.05% 0.10% 0.10% 0.10% 0.10% 0.15% 0.15% 0.20% 0.20% Mo.
Non-ProfitStyle Checking $100 0.10% 0.10% 0.25% 0.25% 0.45% 0.45% 0.50% 0.50% 0.60% 0.60% Mo.
IOLTA $200 0.75% 0.75% 0.75% 0.75% 0.75% 0.75% 0.75% 0.75% 0.75% 0.75% Mo.
Business MoneyMarketStyle $500 0.16% 0.16% 0.46% 0.46% 0.51% 0.51% 0.55% 0.55% 0.55% 0.55% Mo.
Premier Business MoneyMarketStyle $10,000 0.46% 0.46% 0.51% 0.51% 0.55% 0.55% 0.55% 0.55% Mo.
Business SavingStyle $25 0.25% 0.25% 0.25% 0.25% 0.25% 0.25% 0.25% 0.25% 0.25% 0.25% Mo.
Public Funds Checking $100 Call Call Call Call Call Call Call Call Call Call Mo.
Public Funds MoneyMarketStyle $25,000 - - - - Call Call Call Call Call Call Mo.
Public Funds SavingsStyle $25 Call Call Call Call Call Call Call Call Call Call Mo.

Interest rates and Annual Percentage yields (APY) are accurate as of the date shown above. Rates are variable and may change after account opens (all checking, savings and money market accounts). Call (828) 254-7411 to obtain current rate information. Fees may reduce earnings. A penalty may be imposed for early withdrawals on Certificates of Deposit. Interest on Certificates of Deposits compound Quarterly except on Jumbos, which compound Monthly.

See our Truth in Savings Disclosure for complete information.

*Annual Percentage Yield

 

Personal Loan Rates

Asheville Savings Bank offers a suite of personal loans to fit your LifeStyle.  These include:

  • Vehicle Loans - Automobiles, recreational vehicles, boats, and motorcycles
  • Home Equity Line of Credit
  • Overdraft Line of Credit
  • Credit Cards*

To assure we are providing the most competitive rates possible, please contact us or stop by one of our Banking Centers.  We also invite you to apply online today.

To apply online, click here. After successful submission of your application, one of our banking center managers/lenders will be in contact with you.

*Credit cards are issued by Elan Financial Services, an independent company.

 

Home Loan Rates

Asheville Savings Bank offers very competitive rates and fees along with the highest quality of customer service for your home loan needs. Click here

Express Yes

Business Loan Rates

Asheville Savings Bank offers a range of loans to fit your BusinessStyle.  These include:

  • Commercial Construction
  • Commercial Mortgages
  • Lines of Credit
  • Small Business Administration (SBA) Loans
  • Term Loans
  • Business Credit Cards

To assure we are providing the most competitive rates possible, please contact us  or stop by one of our Banking Centers.

 
 

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For general inquiries contact us at:
800.222.3230  |    |  PO Box 652, Asheville, NC 28802

Copyright 2012 Asheville Savings Bank