Loans
Asheville Savings Bank is a local, community bank that is committed to establishing a relationship with our customers that will enable our lenders to fully understand your borrowing needs. Our lenders are efficient, knowledgeable and offer the highest level of service and who are empowered to make decisions on your loan request.
Asheville Savings Bank offers competitive rates and terms on the following personal consumer loan programs:
Vehicle - Purchase
- Automobiles, recreational vehicles, boats, and motorcycles along with preapprovals to purchase.
Vehicle - Refinance
- Refinance your current loan to a lower rate or cash out equity for other borrowing needs.
Home Equity Line of Credit
- Our Home Equity Line of Credit provides easy access to the equity in your home for current home improvements or simply establishes a flexible line of credit for future needs. You may borrow as much and as often as your credit limit permits. There may be an opportunity for tax deductible interest (see your tax professional to verify that you qualify).
- Overdraft Line of Credit is available to qualifying Asheville Savings Bank checking account customers. This convenient line of credit attaches to your checking account and automatically transfers money into your checking account whenever you need it, and helps avoid those embarrassing returned checks.
Unsecured
- The unsecured loan also referred to as a signature loan, in which we rely on the borrower’s promise to repay without the pledge of collateral gives you maximum flexibility. Use the funds you receive for almost any purpose that suits your needs.
Apply for an unsecured loan online by clicking the button below, at your nearest banking center, or by calling a lending specialist at 800.222.3230.
All of our loans are based on the simple daily interest method with no prepayment penalties.
It is convenient and easy to apply for any of our loans:
To apply online, click here and one of our banking center managers/lenders will be in contact with you. We would also welcome you to personally visit one our convenient Banking Center locations.