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Rates

Personal Checking Rates

All rates listed are effective as of July 19, 2016

      Minimum - $9,999 $10,000 - $24,999 $25,000 - $49.999  $50,000 - $99,999 $100,000 & Over
  Account Type Minimum to Obtain APY(2) Interest Rate APY(2) Interest Rate APY(2)  Interest Rate APY(2) Interest Rate APY(2) Interest Rate APY(2)
ConnectStyle $500 0.05% 0.05% 0.05% 0.05%  0.05%  0.05%  0.05% 0.05% 0.05% 0.05%
FiftyFiveStyle $500 0.05% 0.05% 0.05% 0.05% 0.05%  0.05%  0.05% 0.05% 0.05% 0.05%

SmartStyle Checking

When SmartStyle Checking requirements are met, the interest rate on your account and the corresponding annual percentage yield (APY) is described in the chart below:

  Account Type Minimum to Obtain APY(2) Interest Rate                                                         APY(2)
           
SmartStyle (1) $0.01 - $25,000 0.50% 0.50%
   SmartStyle (1) $25,000.01 and over 0.10% 0.50% - 0.20%(3)

When SmartStyle Checking requirements are not met, the interest rate on your account and the corresponding annual percentage yield (APY) is described in the chart below:

  Account Type Minimum to Obtain APY(2) Interest Rate                                                         APY(2)
           
SmartStyle (1) All balances 0.05% 0.05%

(1) For information on SmartStyle account qualifications and requirements, click here

See our Terms and Conditions Disclosure for complete information.

(2) Interest Rates and Annual Percentage Yields (APY) are accurate as of date shown above. All rates on Checking, Savings, and Money Market accounts are variable and may change after account is opened. Fees may reduce earnings. $50 minimum balance is required to open all Personal Checking accounts.

(3) An interest rate of 0.10% will be paid only for that portion of your daily balance that is greater than $25,000. The annual percentage yield for this tier will range from 0.50% to 0.20%, depending on the balance in the account.

Call 800.222.3230 to obtain current rate information.

Money Market and Personal Savings Account Rates

      Minimum - $9,999 $10,000 - $24,999 $25,000 - $49,999 $50,000 - $99,999 $100,000 & Over
  Account Type Minimum to Obtain APY(1) Interest Rate APY(1) Interest Rate APY(1) Interest Rate APY(1) Interest Rate APY(1) Interest Rate APY(1)
SavingsStyle $50 0.10% 0.10% 0.10% 0.10% 0.10% 0.10% 0.10% 0.10% 0.10% 0.10%
MoneyMarketStyle $2500 0.10% 0.10% 0.15% 0.15% 0.15% 0.15% 0.15% 0.15% 0.15% 0.15%
Premier MoneyMarketStyle Account $10,000 NA NA 0.15% 0.15% 0.15% 0.15% 0.17% 0.17% 0.20% 0.20%
HealthStyle $100 0.10% 0.10% 0.15% 0.15% 0.15% 0.15% 0.15% 0.15% 0.15% 0.15%
IRA SavingsStyle $50 0.10% 0.10% 0.10% 0.10% 0.10% 0.10% 0.10% 0.10% 0.10% 0.10%
Smart Start Savings $25 0.05% 0.05% 0.05% 0.05% 0.05% 0.05% 0.05% 0.05% 0.05% 0.05%
 

Certificate of Deposit Rates







Minimum - $9,999





$10,000 - $49,999





$50,000 - $99,999





$100,000 & Over
  Certificate Term Minimum to Obtain APY(1) Interest Rate APY(1) Interest Rate APY(1) Interest Rate APY(1) Interest Rate APY(1)
91 Days $500 0.10% 0.10% 0.10% 0.10% 0.10% 0.10% 0.10% 0.10%
6 Months $500 0.10% 0.10% 0.10% 0.10% 0.10% 0.10% 0.10% 0.10%
9 Months $500 0.18% 0.18% 0.20% 0.20% 0.20% 0.20% 0.25% 0.25%
1 Yr. $100 0.18% 0.18% 0.20% 0.20% 0.20% 0.20% 0.20% 0.20%
1 Yr. Blended Rate $0.01 0.15% 0.15% 0.15% 0.15% 0.15% 0.15% 0.15% 0.15%
1 Yr. IRA Blended Rate $0.01 0.15% 0.15% 0.15% 0.15% 0.15% 0.15% 0.15% 0.15%
15 Month $500 0.30% 0.30% 0.40% 0.40% 0.40% 0.40% 0.45% 0.45%
18 Month $500 0.35% 0.35% 0.35% 0.35% 0.35% 0.35% 0.35% 0.35%
2 Yr. $500 0.35% 0.35% 0.35% 0.35% 0.35% 0.35% 0.35% 0.35%
2 Yr. IRA Blended Rate $0.01 0.35% 0.35% 0.35% 0.35% 0.35% 0.35% 0.35% 0.35%
30 Month $500 0.65% 0.65% 0.75% 0.75% 0.75% 0.75% 0.75% 0.75%
3 Yr. Bump Rate $500 0.65% 0.65% 0.85% 0.85% 0.85% 0.85% 0.85% 0.85%
4 Yr. $500 0.75% 0.75% 1.24% 1.25% 1.24% 1.25% 1.24% 1.25%
5 Yr. $500 1.19% 1.20% 1.39% 1.40% 1.39% 1.40% 1.39% 1.40%

Public Funds – Call or contact us for rate quote and minimum balance to obtain APY. Rate may vary based on several factors.

    31 Day Term 60 Day Term 90 Day Term
  Jumbo CDs Interest Rate APY(1) Interest Rate APY(1) Interest Rate APY(1)
Minimum to Open and Obtain APY(1) - $100,000 0.05% 0.05% 0.10% 0.10% 0.10% 0.10%

(1) Interest rates and Annual Percentage yields (APY) are accurate as of the date shown above. All rates on Checking, Savings and Money Market accounts are variable and may change after account is opened. Call 800.222.3230 to obtain current rate information. Fees may reduce earnings. A penalty may be imposed for early withdrawals on Certificates of Deposit. Interest on Certificates of Deposits compound Quarterly except on Jumbos, which compound Monthly.

See our Terms and Conditions Disclosure for complete information.

Business Deposit Rates

      Minimum - $9,999 $10,000 - $24,999 $25,000 - $49,999 $50,000 - $99,999 $100,000 & Over  
  Account Type Minimum to Obtain APY(1) Interest Rate APY(1) Interest Rate APY(1) Interest Rate APY(1) Interest Rate APY(1) Interest Rate APY(1) Cpd
            Business Interest Checking $2500 0.05% 0.05% 0.05% 0.05% 0.05% 0.05% 0.05% 0.05% 0.10% 0.10% Mo.
Non-Profit Checking $1000 0.10% 0.10% 0.15% 0.15% 0.15% 0.15% 0.20% 0.20% 0.20% 0.20% Mo.
IOLTA $2500 0.25% 0.25% 0.25% 0.25% 0.25% 0.25% 0.25% 0.25% 0.25% 0.25% Mo.
Business Money Market           $2500 0.10% 0.10% 0.15% 0.15% 0.15% 0.15% 0.15% 0.15% 0.15% 0.15% Mo.
  Business Premier Money Market $10,000 NA NA 0.15% 0.15% 0.15% 0.15% 0.17% 0.17% 0.20% 0.20% Mo.
Business Savings $50 0.10% 0.10% 0.10% 0.10% 0.10% 0.10% 0.10% 0.10% 0.10% 0.10% Mo.

Public Funds – Call or contact us for rate quote and minimum balance to obtain APY. Rate may vary based on several factors.

(1) Interest rates and Annual Percentage yields (APY) are accurate as of the date shown above. All rates on checking, savings and money market accounts are variable and may change after account is opened. Call 800.222.3230 to obtain current rate information. Fees may reduce earnings. 

See our Terms and Conditions for complete information.

 

Personal Loan Rates

Asheville Savings Bank offers a suite of personal loans to fit your LifeStyle. These include:

  • Vehicle Loans - Automobiles, recreational vehicles, boats, and motorcycles
  • Home Equity Line of Credit
  • Overdraft Line of Credit
  • Credit Cards*

To assure we are providing the most competitive rates possible, please contact us or stop by one of our Banking Centers. We also invite you to apply online today.

To apply online, click here. After successful submission of your application, one of our banking center managers/lenders will be in contact with you.

Home Loan Rates

Asheville Savings Bank offers very competitive rates and fees along with the highest quality of customer service for your home loan needs. For today's rates, visit our Home Mortgage Rates page.

Business Loan Rates

Asheville Savings Bank offers a range of loans to fit your BusinessStyle. These include:

  • Commercial Construction
  • Commercial Mortgages
  • Lines of Credit
  • Small Business Administration (SBA) Loans
  • Term Loans
  • Business Credit Cards*

To assure we are providing the most competitive rates possible, please contact us or stop by one of our Banking Centers.

*Credit cards are issued by Elan Financial Services, an independent company.

For general inquiries contact us at:
800 222 3230 | customerservice@ashevillesavingsbank.com | PO Box 652, Asheville, NC 28802

Copyright 2015 Asheville Savings Bank