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LifeStyle Checking
 



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VISA® Debit Card* Free Free Free Free
Online Banking Free Free Free Free
Online Bill Pay Free Free Free Free
Minimum to open $50 $50 $50 $50
Checks Free first order Custom Creation wallet-style personalized checks** Standard Pricing Free Custom Creation wallet-style personalized checks***** Free Custom Creation wallet-style personalized checks*****
Monthly statement With imaged checks Checks are held for safekeeping With imaged checks With imaged checks
Earns interest Premium Interest Rate*** Does not earn interest Earns interest each day a $500 balance is maintained Earns interest each day a $500 balance is maintained
Official bank checks Standard pricing Standard pricing Standard pricing One free per day
Rate for Overdraft Protection Line of Credit* Standard pricing Standard pricing Standard pricing 0.5% reduction off current rates
Safe deposit box discount None None None Free (small size-subject to availability) or credit toward a larger box
Free stop-payment order None None None One free per year
ATM usage fees waived Nationwide ATM fees refunded each statement
cycle that account requirements are met****
No No Two (2) Asheville Savings Bank fees refunded per month
Monthly fees

$6.00 per month.
Avoid monthly fees if you:

  • Maintain a minimum daily balance of $2,500 or more
None None $15.00 per month service fee. Fee will be waived if you maintain one of the following:

    • Maintain a minimum daily balance of $4,000 or more in this checking account
    • Maintain minimum daily balances of at least $4,000 combined in checking, savings, money market and/or certificate of deposit accounts
    • Maintain an Asheville Savings Bank home mortgage balance
    • Maintain an Asheville Savings Bank home equity line of credit
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Checking Accounts

Whether you use your checking account once a day, or just once a month, we have a full range of diverse checking accounts and supporting services.

All Asheville Savings Bank checking accounts come with the following benefits - all at no extra charge to you.

Benefits in Every Checking Account:

Download our product comparison sheet.


(1) Subject to approval

(2) Limit two boxes per year

(3) Limit one per day

(4) Debit card purchases must settle during monthly statement cycle. ATM transactions, Account-to-Account (A2A) Payment Transactions and other transactions not processed through the Visa network are not considered purchases.

(5) Upon request a student waiver will be applied to the account if the student meets both of the following requirements: must be under the age of 24 during the entire statement cycle and be enrolled in high school, college, university or a vocational program. Students may be required to show proof of enrollment. 

(6) $0 liability protects you if your consumer VISA® Debit Card is lost, stolen or used fraudulently. Applies only to purchases processed through VISA®.

(7) Account requirements must be met each qualification period:

  • Have 10 debit card purchases settle to your account in the qualification period. ATM transactions, Account-to-Account (A2A) Payment Transactions and other transactions not processed through the VISA® network are not considered purchases
  • Have at least one of the following ACH transactions post to the account in the qualification period: Direct Deposit, ACH Draft or Online Bill Payment
  • Sign up for, receive and view eStatements, which includes acceptance of the online terms and conditions. If your Asheville Savings Bank Online Banking is inactive for 90 days, this service will be discontinued and you will be unable to receive eStatements. This will result in the Premium Interest Rate qualification NOT being met.
  • Qualification Period Dates

 

If requirements are met:

  • The Premium Interest Rate will be paid and all Asheville Savings Bank ATM fees will be refunded and up to $20 of other banks' ATM fees

 

If requirements are not met:

  • You will still earn the minimum rate tier on your checking balance and ATM fees will not be refunded 

(8) Sign up for, receive and view eStatements, which includes acceptance of the online terms and conditions. If your Asheville Savings Bank Online Banking is inactive for 90 days, this service will be discontinued and you will be unable to receive eStatements. This will result in the Paperless Statement Credit Rate NOT being met.

For general inquiries contact us at:
800 222 3230 | customerservice@ashevillesavingsbank.com | PO Box 652, Asheville, NC 28802

Copyright 2015 Asheville Savings Bank